En tant qu’indépendant ou chef d’entreprise, vous savez combien il est nécessaire de pouvoir compter sur des véhicules en état de marche pour assurer le fonctionnement de l’activité.

Il est opportun de se prémunir contre toute perte financière importante en cas d’accident ou de vol de véhicule.

It is therefore essential to choose a commercial motor insurance policy that is tailored to your business. This can cover your company cars as well as your commercial vehicles, lorries and construction machinery (cranes, forklifts, bulldozers, agricultural machinery, etc.).

We offer optimal coverage for your means of transport:

1. Basic cover: Civil liability (CL), compulsory. Does this cover bodily injury and material damage caused to third parties?
2. Mini omnium insurance: Mini omnium insurance, or small comprehensive insurance, is a package including compulsory motor vehicle liability insurance as well as numerous additional coverages. It can essentially be considered a lighter version of comprehensive motor insurance.

 A mini omnium insurance includes the following cover:

• Fire insurance
• Theft cover
• Glass breakage cover
• Natural disaster cover
• Collision with an animal cover

It is advisable to take out mini comprehensive insurance for vehicles which, due to their age, are not valuable enough to be insured under a comprehensive insurance policy.

3. Full omnium insurance: Omnium insurance is an optional cover that insures damage to your own vehicle. Omnium insurance applies when the costs incurred cannot be recovered from a third party (e.g. broken windows, theft, fire, etc.) or when that person cannot be identified (e.g. hit-and-run offence).