{"id":13261,"date":"2023-10-20T15:21:08","date_gmt":"2023-10-20T13:21:08","guid":{"rendered":"https:\/\/quercus-rc.be\/?page_id=13261"},"modified":"2024-02-28T15:28:21","modified_gmt":"2024-02-28T14:28:21","slug":"placement-tresorerie","status":"publish","type":"page","link":"https:\/\/quercus-rc.be\/en\/placement-tresorerie\/","title":{"rendered":"Cash investment"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13261\" class=\"elementor elementor-13261\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c1ac24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c1ac24\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-002895d\" data-id=\"002895d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b3f39f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b3f39f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd86bbd\" data-id=\"dd86bbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69e4761 elementor-widget elementor-widget-sectiontitle\" data-id=\"69e4761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"style-three\">\r\n\r\n\t\t\t\t<div class=\"section-title t_center\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t \r\n\t\t\t\t\t\t<h3>In economics, an investment is an immediate expenditure intended to increase the long-term wealth of the person making it.<\/h3>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\r\n\r\n\t\t\t\t<\/div>\t\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-400bbf0 elementor-widget elementor-widget-heading\" data-id=\"400bbf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How to invest? <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65c9ddf elementor-widget elementor-widget-text-editor\" data-id=\"65c9ddf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Quercus Risk &amp; Capital offers insurance solutions under Branch 21 and Branch 23.<\/p>\n<p style=\"font-weight: 400;\"><strong>Branch 21:<\/strong><\/p>\n<p style=\"font-weight: 400;\">Branch 21 insurance is a medium- or long-term investment or savings product in the form of a life insurance policy.<\/p>\n<p style=\"font-weight: 400;\">Branch 21 offers you:<\/p>\n<p>\u2013 the guarantee that you will recover the premiums you have paid (minus fees and taxes)<\/p>\n<p>\u2013 a guaranteed return<\/p>\n<p>\u2013 a possible profit share<\/p>\n<p style=\"font-weight: 400;\"><strong>Branch 23 <\/strong><\/p>\n<ul>\n<li>A Branch 23 product is a&nbsp;<strong>unit-linked life insurance<\/strong>. Its return depends on the performance of this investment. You may therefore receive a positive or negative return, with the possibility of capital gains or losses.<\/li>\n<li>Branch 23 products are mainly intended for investors who are able and willing to take greater risks. You may lose some of your invested capital, and there is no guarantee of return.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>&nbsp;<\/strong><\/p>\n<ul>\n<li>Differences between Branch 21 and Branch 23<\/li>\n<li>The main differences between Branch 21 and Branch 23 lie in the following areas: capital, return, risk and taxation.<\/li>\n<\/ul>\n<table style=\"font-weight: 400;\" width=\"100%\">\n<tbody>\n<tr>\n<td>&nbsp;<\/td>\n<td>\n<p><strong>Capital<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Yield<\/strong><\/p>\n<\/td>\n<td>\n<p><strong>Risk<\/strong><\/p>\n<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Branch 21<\/p>\n<\/td>\n<td>\n<p>The capital is guaranteed.<\/p>\n<\/td>\n<td>\n<p>The interest rate is fixed and guaranteed.<\/p>\n<\/td>\n<td>\n<p>Relatively safe investment<\/p>\n<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Branch 23<\/p>\n<\/td>\n<td>\n<p>No capital guarantee<\/p>\n<\/td>\n<td>\n<p>No guaranteed interest<\/p>\n<\/td>\n<td>\n<p>Risk of market developments<\/p>\n<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"font-weight: 400;\">Quercus Risk &amp; Capital provides you with completely independent support in building an investment portfolio that suits you, taking into account your risk aversion, your interest in ethical investments and your investment horizon.<\/p>\n<p style=\"font-weight: 400;\">We select our funds from the world's most reputable management companies, giving us access to nearly 1,000 funds.<\/p>\n<p style=\"font-weight: 400;\"><strong>Branch 26<\/strong><\/p>\n<p style=\"font-weight: 400;\">Branch 26 products can only be taken out for a limited period, without death benefit capital accumulation and without the possibility of designating insured persons or beneficiaries.<\/p>\n<p style=\"font-weight: 400;\"><strong>What are the benefits?<\/strong><\/p>\n<p>\u2013 A Branch 26 contract is a simple capitalisation contract, comparable to a savings certificate or a bond. The interest rate is defined in advance, you set the maturity date yourself, and at the end of the contract, the capital and interest are paid to your company.<\/p>\n<p><u>- None<\/u>&nbsp;A premium tax of 2% for individuals or 4.4% for legal entities must be paid.<\/p>\n<p><u>\u2013 Withholding tax upon expiry of the contract: 30% of the actual return<\/u><\/p>\n<p>\u2013 Withholding tax is deductible from corporation tax.<\/p>\n<p>\u2013 Companies do not run any risk due to the guaranteed return.<\/p>\n<p style=\"font-weight: 400;\"><u>Starting at \u20ac10,000, we offer a competitive solution:<\/u><\/p>\n<p style=\"font-weight: 400;\">In brief:<\/p>\n<ol>\n<li>Fixed term between 1 and 10 years<\/li>\n<li>Fixed interest rate<\/li>\n<li>Fixed entry cost of \u20ac50 and variable cost of maximum 1%<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\"><a href=\"mailto:contact@quercus-rc.be\">Please contact us for further information.<\/a>&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ac1b10 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"2ac1b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/i0.wp.com\/quercus-rc.be\/wp-content\/uploads\/2024\/02\/Capture-decran-2024-02-12-a-10.59.19.png?fit=217%2C187&#038;ssl=1\" title=\"Capture d\u2019\u00e9cran 2024-02-12 \u00e0 10.59.19\" alt=\"Capture d\u2019\u00e9cran 2024-02-12 \u00e0 10.59.19\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05f97dc elementor-widget elementor-widget-text-editor\" data-id=\"05f97dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Branch 6<\/strong><\/p><p style=\"font-weight: 400;\">Branch 6 is a Luxembourg capitalisation contract. Through this, you can\u00a0<strong>place your cash in an investment fund<\/strong>, bearing in mind that the return is therefore not guaranteed. As with branch 26, you do not pay tax on premiums and the withholding tax on the return is deductible from corporation tax.<\/p><p style=\"font-weight: 400;\"><strong>What are the benefits?<\/strong><\/p><p>\u2013 Reduced admission fees<\/p><p>\u2013 No exit fees: funds are immediately available\u00a0<\/p><p>\u2013 No tax on stock exchange transactions, premiums or securities<\/p><p>\u2013 Simple accounting entries, required only when assets are liquidated<\/p><p>\u2013 Retention of the ISOC rate of 20% on the first \u20ac100,000 of profit<\/p><p>\u2013 Capital loss deductible for tax and accounting purposes<\/p><p>\u2013 Accessible from \u20ac100,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f09c466 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f09c466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/quercus-rc.fun\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-info-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">I want to contact Quercus to find out more.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>En \u00e9conomie, un investissement est une d\u00e9pense imm\u00e9diate destin\u00e9e \u00e0 augmenter, \u00e0 long terme, la richesse de celui qui l\u2019engage. Comment investir ? Quercus Risk &amp; Capital vous propose des [&hellip;]<\/p>\n","protected":false},"author":103368776,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-default.php","meta":{"_crdt_document":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-13261","page","type-page","status-publish","hentry"],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PgPayC-3rT","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/pages\/13261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/users\/103368776"}],"replies":[{"embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/comments?post=13261"}],"version-history":[{"count":36,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/pages\/13261\/revisions"}],"predecessor-version":[{"id":14666,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/pages\/13261\/revisions\/14666"}],"wp:attachment":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/media?parent=13261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}