{"id":13381,"date":"2023-10-25T10:32:14","date_gmt":"2023-10-25T08:32:14","guid":{"rendered":"https:\/\/quercus-rc.be\/?p=13381"},"modified":"2023-10-25T10:32:16","modified_gmt":"2023-10-25T08:32:16","slug":"a-partir-doctobre-2024-il-sera-plus-facile-de-resilier-un-contrat-dassurance-non-vie","status":"publish","type":"post","link":"https:\/\/quercus-rc.be\/en\/2023\/10\/25\/a-partir-doctobre-2024-il-sera-plus-facile-de-resilier-un-contrat-dassurance-non-vie\/","title":{"rendered":"A partir d\u2019octobre 2024, il sera plus facile de r\u00e9silier un contrat d\u2019assurance non-vie."},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Quelles nouveaut\u00e9s ?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;Le texte de loi pr\u00e9voit principalement les nouveaut\u00e9s suivantes :<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Il sera d\u00e9sormais possible pour le consommateur de r\u00e9silier son contrat d&#8217;assurance par voie \u00e9lectronique:<br>&#8211; soit par voie recommand\u00e9e \u00e9lectronique qualifi\u00e9e,<br>&#8211; soit, dans la mesure pr\u00e9vue par l\u2019assureur, via un environnement num\u00e9rique mis \u00e0 disposition par l\u2019assureur ou l\u2019interm\u00e9diaire d\u2019assurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Le d\u00e9lai de pr\u00e9avis pour \u00e9viter une tacite reconduction annuelle du contrat d\u2019assurance passe \u00e0 deux mois pour le preneur d\u2019assurance et reste \u00e0 3 mois pour l\u2019entreprise d\u2019assurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. En assurance non-vie, le consommateur (personne physique qui agit \u00e0 des fins qui n&#8217;entrent pas dans le cadre de son activit\u00e9 commerciale, industrielle, artisanale ou lib\u00e9rale) aura le droit de r\u00e9silier son contrat \u00e0 tout moment, gratuitement et sans motif une fois pass\u00e9e la premi\u00e8re ann\u00e9e du contrat. La loi laisse la possibilit\u00e9 au Roi d\u2019\u00e9ventuellement d\u00e9terminer certaines branches auxquelles cette nouvelle disposition ne s\u2019appliquerait pas. Le Roi peut d\u00e9terminer certaines branches du groupe d&#8217;activit\u00e9 &#8220;non-vie&#8221; auxquelles le pr\u00e9sent article ne s&#8217;applique pas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. Afin d\u2019\u00e9viter des trous assurantiels ou des doubles assurances lors du passage d&#8217;une assurance \u00e0 l&#8217;autre, le consommateur qui change d&#8217;assureur pourra demander au nouvel assureur ou au courtier de r\u00e9gler pour son compte les formalit\u00e9s de r\u00e9siliation, de mani\u00e8re \u00e0 garantir la continuit\u00e9 de la couverture. Le consommateur sera inform\u00e9 de ses droits en mati\u00e8re de r\u00e9siliation sur chaque avis d&#8217;\u00e9ch\u00e9ance et non plus lors de la conclusion du contrat initial, comme c&#8217;est le cas actuellement.<\/p>","protected":false},"excerpt":{"rendered":"<p>Quelles nouveaut\u00e9s ? &nbsp;Le texte de loi pr\u00e9voit principalement les nouveaut\u00e9s suivantes : 1. Il sera d\u00e9sormais possible pour le consommateur de r\u00e9silier son contrat d&#8217;assurance par voie \u00e9lectronique:&#8211; soit [&hellip;]<\/p>\n","protected":false},"author":103368777,"featured_media":13386,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6375],"tags":[6402,6401,6404,6405,6406,6403,6407],"class_list":["post-13381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestion-patrimoine","tag-donation","tag-leg","tag-leg-universel","tag-legs-en-duo","tag-notaire","tag-taxation","tag-testament"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/quercus-rc.be\/wp-content\/uploads\/2023\/10\/pexels-andrea-piacquadio-3760067.jpg?fit=6000%2C4000&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgPayC-3tP","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/posts\/13381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/users\/103368777"}],"replies":[{"embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/comments?post=13381"}],"version-history":[{"count":4,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/posts\/13381\/revisions"}],"predecessor-version":[{"id":13387,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/posts\/13381\/revisions\/13387"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/media\/13386"}],"wp:attachment":[{"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/media?parent=13381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/categories?post=13381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quercus-rc.be\/en\/wp-json\/wp\/v2\/tags?post=13381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}