Quercus Risk & Capital
Tailored advice and solutions
Enjoy a lifetime annuity while retaining control of your capital
While retaining control of your capital From the age of 65, you will receive a net distribution of 3.75 %
The annuity increases by 0.10% for each year of age above 65 at the time of subscription.
Contact us for more information and a tailor-made offer.
Over 35 years of experience
Independent broker,
our experience enables us to offer you a a personalised and tailor-made service.
There is no one-size-fits-all solution. That is why our approach focuses on your specific needs.
The best offer
We are committed to offering you the best insurance deals thanks to our network of partners and our market expertise.
Your contracts always up to date
We ensure that your insurance policies are always in line with your current situation.
At Quercus Risk & Capitalwe understand that the world of finance and insurance can be complex and overwhelming. That is precisely why we have assembled a team of highly qualified professionals, each with in-depth knowledge of finance and insurance, to guide you through the intricacies of this sector and ensure you receive the quality service you deserve.
René Sempels
Managing Director
Quercus Risk & Capital
In a few figures
35
years
of experience
2
locations
4500
Satisfied clients
Testimonials
What do our clients think of our services?
Marc HousieauxKartesia Belgium
Dr Françoise GheurLouvain-La-Neuve
Nick LockettUK
Philip D.Antwerpen
News
The latest news from the sector
From 1 August 2025, the holder of a number plate will not be required to
From 1 January 2025, a payroll tax will be deducted from
Various pension reforms approved in recent years come into force on
Context If rules on payment deadlines already existed
Different time limits applicable in the context of land insurance contracts in Belgium,
Source: Questions Capitales 20 February 2024 As of 1 February 2025, the age of
Source: L’Echo – Peter van Meldegem – 12 June 2024
For a young driver, the cost of car insurance is often prohibitive.
5 ways to avoid inheritance tax In the event of death, the
Pursuant to the Act of 5 November 2023 on various provisions
strong relationships
Our partners






























