Optional cover for your loved ones in the event of death:

• payment of a fixed additional amount on top of the reserve you have built up;
• payment of an additional fixed amount if you die as a result of an accident;
• Orphan's benefit for your children if you and your partner were to both pass away within a 12-month period.

Optional protection in the event of incapacity for work for you and your family:

• payment of premiums for your pension (life) and death cover during the period of your incapacity for work;
• replacement income or guaranteed income to protect your standard of living;
• a transitional allowance to cover your fixed expenses for a specified period;
• payment of an additional amount in the event of total and permanent incapacity for work following an accident.

Financial planning also means anticipating risks that could jeopardise your financial stability or the future of your loved ones. As a self-employed person, you are not alone. You can count on the advice of Quercus Risk & Capital.