Fisc-Assist
Who is it for?
For self-employed persons, companies, non-profit organisations, associations and professionals (including management and asset management companies).
What are the guarantees?
Reimbursement of the costs and fees of an expert freely chosen by you – chartered accountant, tax specialist, auditor, solicitor, bailiff or any other competent person – arising from a tax audit or dispute with the tax authorities.
The costs incurred in processing the claim, as well as the costs resulting from legal proceedings or enforcement proceedings*, are covered by this insurance.
Relevant fields:
- income tax (personal income tax, corporation tax, etc.);
- VAT ;
- customs and excise duties;
- regional and local taxes.
Maximum coverage per insurance case
The amicable, administrative and legal phase is subject to a single maximum payment of EUR 50,000 per insurance case, plus any non-recoverable VAT.
Franchise
No excess applies.
Minimum intervention threshold
There is no minimum amount for intervention.
Waiting period
Coverage takes effect after a waiting period of four months. After this period, income earned prior to the insurance policy is covered.
Scope of application
Only insurance cases occurring in Belgium are covered (provided that the Belgian courts have jurisdiction and Belgian law is applicable).
Services guaranteed
Administrative phase:
- request for information by the tax authorities;
- announced or unannounced inspection by the tax authorities;
- administrative complaint procedure;
- administrative procedure for automatic tax relief;
- administrative mediation procedure.
Legal proceedings:
- advice on initiating legal proceedings;
- legal action.
Risks to posterity
In the event of termination of the insurance policy due to cessation or transfer of your activities, we will provide cover for three years after termination for insurance claims arising during the term of the insurance contract.
Main exclusions
- pre-existing disputes;
- disputes arising solely from failure to pay taxes;
- insurance claims that are the direct consequence of a criminal investigation against the insured party;
- failure to submit, late submission or failure to respond to a request for information without acceptable reason;
- (fraudulent) intent for tax purposes;
- ruling.
DAS offers fully customised cover based on your company's profile.
As an entrepreneur, you may sooner or later face a tax audit. Unexpected costs can quickly mount up.